Dwelling in The Gambia


I take pleasure in touring round West Africa, particularly round culturally wealthy areas mixing nature with fashionable infrastructural developments. Each of my air and highway travels round this ECOWAS subregion have been each instructive and enriching for me. I've been culturally immersed with variety in languages, faith, tradition, meals, structure, local weather, financial life, wildlife.

The data acquired, cannot be quantified when it comes to financial phrases, and I want to advocate this to others. Some place else, in Ghana about 11 years in the past.

At this time, the success story of Ghana is Ghana, has emerged as top-of-the-line economies within the subregion. Once more, i'm introducing one other rising nice economic system to you, The Gambia.

I'm speaking about what I'm speaking about, what are you speaking about? I really like this peaceable nation blessed with hospitable individuals. Gambians welcome you with pure inspiring smiles. The Gambia is bounded by an historic river, wealthy in pure sources of sea meals, animals and therapeutic powers. Welcome to The Gambia, the smiling coast of West Africa.

From the pure fantastic thing about Makasutu Village, Kunta Kinteh village, James Island, Kachikally Crocodile pool, Kanilai Farm, and plenty of different websites to the seashores and other people, you'll hardly wish to go away. Little marvel, there are such a lot of repeat vacationers coming to The Gambia for the previous 10-15 years that I met. They arrive from throughout Europe, Americas, Asia and Africa. On the seashore, the great thing about the ocean desires to remind you of Mom Africa.

How concerning the funding local weather, very favorable and investor pleasant. With a single digit inflation and change fee of US $ 1.0 = GMD26 (As at ninth April, 2010). The Gambia is a multicultural nation with a whole lot of immigrants from West Africa, Europe, America, Center East and Asia in addition to traders, working with a number of NGOs, and plenty of others are engaged in importing companies and owned a number of purchasing malls. The Gambia is house to traders, volunteers, professionals pursuing their profession, and who has made this peaceable nation their vacation spot. Welcome to The Gambia, the place there is no such thing as a discrimination primarily based on faith, creed, colour, race, gender, social standing, incapacity and nil tolerance to corruption. Learn on! Alsamadeh!


The primary markets are in Banjul, Serrekunda and Brikama. Right here, you'll be able to store for staple meals like fish, meat, greens, clothings, jeweleries and style equipment. The locals welcome individuals with pure smiles after exchanging the spiritual greetings: "Asalamalekun", which means, peace be unto you. Historically, Gambian girls go to market to purchase one another what they're doing. households, relations and up to date about present social occasions and different girls gossips. Among the elites, nonetheless, choose to buy in purchasing malls round Kairaba Avenue, and purchase meals in giant portions to retailer at house.

Mini-markets, or what some name supermarkets are everywhere in the Higher Banjul space competing with the normal markets. There are additionally neighborhood outlets, known as "Fulah Outlets", owned principally by Mauritanian residents and in some instances by Guineans. That is the place to get the regionally made bread known as "tapalapa". That is normally an extended banana formed clay bread that's normally transported on the bicycles by the early morning, mid-day and sundown time. I choose shopping for this when recent, it's delicate and extra interesting than the stale hardened and uninviting ones. A full one goes for D5 and the half is D2.50. The bread is normally served with a pleasant unfold of butter, mayonnaise, egg, potato and spiced with jumbo or maggies relying on the customer's preferences.

There may be additionally "Senfu", which has a crumb nature and less expensive, being bought for D3 for a full roll. Nonetheless, I discovered the "Senfu" shouldn't be as filling because the "Tapalapa", which can be utilized for the entire day, like a bowl of "Fufu", which is the energiser for many Nigerians, Ghanaians and Sierra Leoneans in The Gambia. The most well-liked lunch meal, amongst Gambians. The most well-liked lunch meal, amongst Gambians , is the jollof rice, also known as "Benechin". Plasas, Tremendous ganja, Damoda, and many others. I benefit from the Gambia breakfast meal of "Thura Girthe", which could be very wealthy in protein. It is a combination of effectively pounded rice cooked with groundnut and eaten with an expansion of yogurt "Bitter Milk".

Gambians eat collectively. Small teams of between 5-Eight individuals are normally looking on the identical bowl, and but, when a customer comes out of it. That is the real love, i'm nonetheless to see wherever. In the event you suppose there is no such thing as a free meal wherever, you're fallacious; come to the Gambia! This clarify the rationale for very low or nonexistent crime fee. Not less than, a lunch meal is assured for anybody residing in The Gambia. Meals is shared, nobody goes house hungry. The ladies additionally take pleasure in a whole lot of meals. They bundle the rice meals in a conventional method with material, and so they wish to safe the meals from spilling and carrying their husbands at their respective working locations for them to eat with colleagues. Generally, they're residing in Lamin and the husband working in Serrekunda.


The official working hours is Eight am-4pm from Monday to Thursday. Friday is half day. Most of Gambians are Muslims, and so they go for the Friday Particular prayers within the afternoon. Though, the "African time" idea continues to be prevalent among the many individuals, that is frequent with the federal government staff, the non-public sector is best. Most severe enterprise appointments begin from 9am, despite the fact that, they're scheduled for 8am.

The foremost motive generally for arriving at a piece place. Even at locations of labor, Gambians don't forget to take their Chinese language natural tea known as "Atire".


A primary time customer to The Gambia desires to suppose the sport of soccer has it's origin from right here due to the love and keenness hooked up to this sport. There are fairly numerous these are by no means saved idle due to the teeming youths that religiously practice and play every day matches, particularly within the evenings after work or faculty. Equally, on weekends, very first thing within the morning, soccer.

The discussions of many of the youths that make up the half of the nation's inhabitants are centered on the European matches. Groups like Manchester United, Chelsea, Manchester Metropolis, Arsenal, Barcelona, ​​Actual Madrid, AC Milan and different massive groups have passionate followers in The Gambia.

There are lots of soccer viewing facilities which can be making a fortune dwell Gambian. Though they have no idea the capital of Nigeria, they typically say they're lagos, however they definitely know all of the European Membership Managers, to not discuss concerning the newest scores on the earth premiership or championship.

The Gambia's nationwide staff, known as the "Scorpion" is adored and also you dare not say something dangerous towards this staff. A loss in sport when "Scorpions" play desires to finish your entire nation right into a grave yard, "a mourning interval". However with a win; the Brazilian samba dancers desires to envy the steps of the younger girls and boys singing: "ho, ho ho ho, ha, ha, ha, ha..haleyomii". Due to this fact, to make buddies with Gambians is really easy, simply choose up a soccer subject!


The weather conditions of The Gambia is barely totally different from different ECOWAS nations. There is just one cycle of rainfall which begins round June and ends round October. It's normally sizzling throughout the raining durations.

The Hamattan interval begins from November to February. Nonetheless, the climate experiences erratic adjustments generally. The seashores are clear and provide to take pleasure in the great thing about the solar, the ocean and the sand of The Gambia.

There are a number of seashores to go to. From Banjul seashore to Palma Rima, Senegambia and as much as Sanyang. There are such a lot of non-public seashores alongside this line. Most white vacationers known as "Toubabs" are normally welcome with conventional juice, canned drinks, barbecue and particular packages for guests.

The menace of "bumsters" have been curtailed and there are vacationer police patrolling many of the busy seashores to discourage the "unsolicited buddies". The seashores are besieged by nearly all Gambians throughout festive durations or throughout main musical concert events or reveals.


A customer arriving The Gambia round Easter or Christmas desires to suppose all of the Gambians are Christians, with the celebration and partying. Equally, across the Muslim festivals of "Koriteh or Tobaski" desires to present one the impression that there is no such thing as a Christian on the town.

That is the sweetness and variety of the Gambian hospitality and tolerance of different religions in The Gambia. The individuals take pleasure in good music. Jalibah Kuyateh, Titi Kololi, Freakie Joe, Asan Njie, Olugander and Sambou to say just a few.

The ladies, each younger and outdated, take pleasure in dancing. The very bodily dances of leaping and kicking the air are frequent and that i typically marvel the place the ladies get the additional power and energy from. Some younger males aren't utilizing these dances, they aren't in a dancing competitors.

The leisure trade could be very vibrant. Most individuals chill out by watching Nigerian, Senegalese and Ghanaian house movies. Nigerian movies from. A lot of the banks and accommodations present international channels like DSTV, CNN, AlJAZEERA, EUROSPORT and many others.


Aside from ECOWAS nationals, which can be allowed to work in some key authorities sectors like Training and Judiciary, in addition to they're permitted to work as they're to work with the federal government.

Nonetheless, they're each accountable for their employment and their employment. Openings exist all yr spherical for certified academics in secondary colleges everywhere in the nation.

A lot of the vacancies are normally crammed by Nigerians, Ghanaians, Senegalese, Sierra Leoneans, Liberians and a handful of different ECOWAS nationals. Openings additionally exist for lecturers in College of The Gambia, a number of skilled coaching institutes and different tertiary institutes like Administration Improvement Institute (MDI), Gambia School and Gambia Technical Coaching Institute (G.T.T.I).

Though, the non-public establishments remuneration is larger than the federal government pay scale. A lot of the secondary colleges within the provinces are in want of academics, most of them preferring to switch to the city communities.

Authorities sponsored colleges compensation bundle for non-Gambian academics are D3,500-D4,000 per shift (morning or afternoon) relying on the entry stage expertise and qualification. The non-public colleges pay between D4,500-D10,000, relying on the varsity and expertise of the trainer.

The Gambian expertise, which means they've been taught in The Gambia for some years to know the system. Combining each shifts means extra earnings. Most authorities colleges choose to pay full wage for the morning shift and half wage for the afternoon shift. There are different alternatives of incomes cash, by organizing examine courses for the scholars. Most academics typically change faculty to these paying extra, and each time period witnesses a mass drift of academics round.

The coveted colleges are: Marina Worldwide, SBEC, Zenith, SOS, Scanaid and West African Worldwide. Linguistics and sciences are the popular topics typically in excessive demand. English language, English Literature, Arithmetic, Additional Maths, Physics, Chemistry, Biology, Agricultural Science, Utilized Electrical energy and many others, are "sizzling cake" topics for most colleges.

ECOWAS certified academics (M.Sc, B.Sc & HND holders listed above) are normally employed in secondary colleges in The Gambia.

Different professionals wanted within the non-public sector are:

1. Legal professionals with LL.b.

Magistrates / Judges with the Ministry of Justice.

2. Skilled Graphic & Web site Designers.

3. Skilled Advertisers.

4. Desktop & Laptop computer Restore Technicians.

5. Car Technicians.

6. Theater Arts & Dramatic artists.

7. Movie Administrators & Producers.

8. Skilled Actors & Actresses.

9. Radio & T.V Packages Presenters.

10. Fish Breeding & Farming

11. Aquarium Making & Gold Fish Rearing.

12. Management Improvement Trainers.

13. Trainers in distinctive expertise & vocations.

14. Cottage trade set-up trainers (physique lotions, soaps, cartons, shoe polish and many others.)

The monetary trade has witnessed an exceptional development with the addition of extra banks becoming a member of the league not too long ago, bringing the full variety of banks to 14 in The Gambia. Most of those Nigerian banks are opening up branches and wish extra employees.

Though it's far cheaper to rent the locals than expatriate banks, due to the particular tax paid for not hiring gambians. The identical rule applies to the lodge and tourism trade. The Non Governmental Organizations, NGOs are allowed to herald their personnel.

Volunteers are welcome in The Gambia. Volunteers can take pleasure in a cultural immersion and achieve worldwide expertise on this peaceable nation. For vacation makers, I'd advocate visiting this small however distinctive nation for these in search of a Peaceable, Reasonably priced and Memorable African Retreat (PAMAR!)



The federal government welcomes funding in all sectors, particular consideration, nonetheless, given to agriculture due to the significance of meals safety to any nation. Different sectors like Actual Property & Properties, Mining Business, Lodge & Tourism, Well being, Training, Manufacturing and Agro-allied Sectors are key areas to become involved in and get authorities incentives, in tax aid and complete help.

ECOWAS residents benefit from the free motion of individuals and items throughout the 16 nations, the capital wanted to re-locate to the Gambia to work, dwell, make investments or vacation shouldn't be as a lot as potential in different ECOWAS nations. With the electrical energy tariffs coming down (because of the federal government initiative), NAWEC, the electrical energy firm is doing its greatest to make sure the steadiness of this electrical energy provide.

Incidences of armed theft assault are very uncommon. Armed theft assaults within the final six years. I solely learn in one of many papers, one or two instances, about some assaults within the provinces some years in the past. Folks transfer about with out worry of molestation or assault. Petty cell phone theft are normally frequent.

Advance residential funds, are demanded. The individuals are heat and hospitable. For as little as D500 per 30 days, a room may be rented across the busy areas like Brikama, Latrikunda, Lamin, Tabokoto, Wellingara and Coastal highway areas.

The two-bed room flats with all of the conveniences goes for between D1,500-D2,500 per 30 days in these areas relying on the completed button and proximity to the busy highways. ECOWAS residents can enter and settle within the nation with alternatives to begin small companies.

For these clever residents within the nation, there are a number of companies to select from and do with out effort on this funding pleasant nation. Anybody coming to The Gambia for the primary time, should in the beginning plan and put together, understanding what to do and the place to get enough details about the tradition and enterprise local weather.


The precise areas, clever traders, can rush into investing current, from our detailed analysis

A) Establishing a personal college with residential campus to draw all ECOWAS residents.

B) Eateries like MacDonald's, Rooster George, Mr. Briggs, Candy Sensation, Tantalizers, TFC, and many others

C) Botanical Backyard / Love Backyard across the Vacationer Areas.

D) Constructing low price houses to be bought or rented out to individuals.

E) Floor nut processing manufacturing unit.

F) Feed Mill for Poultry, Rabbitry and Turkey Manufacturing.

G) Cashew Processing Manufacturing unit (CNS Oil, brake oil, glue, rubber, electrical wires and many others).

H) Pure juice canning manufacturing unit (Fruits like mangoes, orange, lime and many others abound).

I) Contemporary flower manufacturing and export.

J) Fish Canning / Meals packaging for export.

There are different 90 companies we surveyed for potential traders. Kindly request for an in depth venture profile on this. The Gambia Funding Promotion and Free Zones Company, (GIPFZA) welcomes traders with a singular provide of tax aid, authorities help and non-bureaucratic processing of paperwork required for fast set-up and funding in The Gambia.

To learn the newest enterprise listing (The Gambia Enterprise Listing).


The Gambia, nonetheless, has a sturdy economic system with fourteen industrial banks, 4 GSM corporations, a sub-region of the subregion and the surface world. There are greater than 5 every day newspapers, round eight accommodations and worldwide requirements together with the 5-star Sheraton Lodge.

Kairaba, Brufut, West Subject, Senegambia, Brikama, Latrikunda and Banjul are all tarred with well-lit avenue lights. Clear, recent and handled water is accessible to most houses 24hrs uninterrupted.

Communication and web providers are less expensive than most different nations. The price of beginning a enterprise in The Gambia is way much less each within the quick time period and long run. The true property enterprise is having fun with an amazing growth with 30% return on funding, and the meltdown phenomenon shouldn't be simply noticeable in The Gambia.

The Gambia is a vacationer vacation spot on the coast of The Gambia. Though, The Gambia is a tax-based economic system, the federal government makes substantial earnings from tourism and exports of agricultural commodities like Groundnut, Fishes, Cotton and strong minerals.

It's obligatory for each resident to have a TIN quantity (Tax Identification Quantity) earlier than a checking account may be opened. Excessive-rise buildings in Senegambia, Kairaba, Fajara, West Subject, Tallinding, Tabokoto. New buildings are positioned in Senegambia, Kairaba, Fajara, West Subject, Tallinding, Tabokoto , Abuko, Lamin, Yundum and many others.

Gambians in diaspora are speeding house to take a position on this excessive yielding property sector. A customer that final visited the nation a yr in the past, desires to see a outstanding distinction on this infrastructural developments. The Gambia is a clear nation, particularly with the introduction of the month-to-month cleansing workouts, known as "SETSETAL", which is a particular cleansing day for everyone on the final Saturday of the month between 8-1pm and thereafter there's free motion ,

Municipal officers are accountable for making certain that they're complied with and that they're compliant with the regulation.

Well being clever, it's secure to dwell in The Gambia as a result of the well being supply system could be very environment friendly and effectively geared up with one of the best medical personnel on the earth. Royal Victoria Instructing Hospital, RVTH, Banjul the place difficult instances are normally taken. There are numerous well being facilities within the nation with ambulances.

Guests coming for the primary time, due to this fact, are suggested to take the suitable vaccinations really helpful. Benign, Togo, Ghana, Burkina Faso, Mali and Senegal to the Gambia , Not having a sound Yellow Card may price you a fortune in fines you'll be requested to pay!

Medical providers is free to Gambians, besides the registration card which is D5 solely. ECOWAS residents are, nonetheless, required to pay for the prices of therapy and hospitalization, relying on the therapy. Vacationer visiting The Gambia are suggested to journey insurance coverage when visiting

Transportation throughout the nation is inexpensive. Shifting from one location to a different is sort of straightforward. There are three classes of business highway transportation. One, the one bus in a row in a number of different nations. Banjul to Serrekunda (D6), Banjul to Tabokoto (D10), Banjul to Brikama (D15), Serrekunda to Senegambia (D5) and many others.

D5 a drop or chartered providers for many vacationers and locals, known as "City Journey". The final class, painted and branded "Vacationer Taxis" for vacationers and airport vacationers, lodge areas, new and historic websites for brand spanking new guests. They're costlier than the yellow painted ones.

Besides when it is rather necessary, first time guests are, nonetheless, inspired to keep away from going out within the rush hours, like 7-8am and 4-6pm, particularly when commuters are going to or coming back from work. From Tabokoto, Lamin, West subject, Serrekunda and Brikama within the morning to Banjul and returning house within the night is at all times very hectic and costly to take a taxi. The bus stops are normally congested and site visitors chaotic round these durations.

There are lots of vacationer and touristic operators on the best way. In addition they accomplice with the cities.

There are ferry providers obtainable to move throughout the River Gambia. From Barra to Banjul is D25 solely. The Gambian border with Senegal at Hamdallah, or from Guinea and Cassamace, Senegal by Basse. By air is thru the one airport at Yundum. The Banjul Worldwide Airport, probably the most sub-region with the longest run-way and fashionable radial amenities put in.

The airport is at all times busy on the airport, particularly throughout the weekends when industrial actions are low. Nonetheless, vacationer taxis can be found at any time between D500-D800 relying on the space, normally between 15-30km from the airport.

There's a Bureau de Change on the airport to alter currencies like Euro, {dollars}, kilos and CFA to Dalaisi. For Visa Card carriers, there's ECO Financial institution ATM on the airport. Financial institution PHB and Belief Financial institution even have their ATMs on the airport.

On arrival within the nation, whenever you hear "Nagadef?", Simply how are you, simply reply "Jamarek", which means i'm nice. After a hand shake, say "Jerejef", which means thanks.

Jerejef, Jarama, Baraka (which means thanks in Three totally different native languages).

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